What Your Social Security Number Tells About You

Your social security number is a unique identification. You are the only person who has that number. But did you ever wonder what the numbers in your social security number mean? This report will tell you exactly what those numbers tell about you, and how to effectively use social security numbers as a means of identifying your customers.

Your social security number is made up of 3 parts called the AREA (XXX), GROUP (XX), and SERIAL(XXXX). I'll explain these parts separately. First, the AREA (XXX) has one of two meanings, depending on when you got your number. If you received your social security card before 1972, the area number shows what state you APPLIED for your card in. If you received your social security card after 1972, the area number shows the state you RESIDED in at the time you applied. Here is a list of the number combinations and their corresponding states.

000 NONE     387-399 WI   528-529 UT
001-003 NH   400-407 KY   530-NV
004-007 ME   408-415 TN   531-539 WA
008-009 VT   416-424 AL   540-544 OR
010-034 MA   425-428 MS   545-573 CA
035-039 RI   429-432 AR   574-AK
040-049 CT   433-439 LA   575-576 HI
050-134 NY   440-448 OK   577-579 DC
135-158 NJ   449-467 TX
580 VI (Virgin Islands)   159-211 PA
468-477 MN   581-584 PR (Puerto Rico)
212-220 MD   478-485 IA   585-NM
221-222 DE   486-500 MO
586PI (Pacific Islands - Guam)
223-231VA    501-502 ND
232-236 WV   503-504 SD
237-246 NC   505-508 NE   587-588 MS
247-251 SC   509-515 KS   589-595 FL
252-260 GA   516-517 MT
596-599 PR (Puerto Rico)
261-267 FL   518-519 ID   600-601 AZ
268-302 OH   520     WY   602-626 CA
303-317 IN   521-524 CO
318-361 IL   525NM

900-999 Were used when state aid to the aged, blind, and disable was converted to federal programs administered by the Social Security Association, not valid social security numbers You will see that some states have more than one group of numbers. This is because their original group of numbers became exhausted.

The GROUP (XX) has no meaning other than to determine whether or not a number has been assigned. This is important to know, if you want to use social security numbers as identification for your customers. Here's how you should use this information.

Every month, the Social Security Association publishes a list of the highest group assigned for each AREA. The order of assignment is odd numbers under 10, even numbers over 9, even numbers under 9 (except for 00, which is not used), and odd numbers over 10. So, for example, if the highest GROUP assigned for AREA 999 is 72, then a customer who gives you the social security number 999-04-1234 is a fraud, because even GROUPS under 9 have not yet been assigned.

The SERIAL (XXXX) portion has no meaning and is not assigned in strict numerical order. 0000 is never used. If you know what to look for, social security numbers are an important tool for screening customers.

Related Articles

How Pawnshops Work

A pawnbroker makes loans on personal property left as collateral. The property can be redeemed when the loan plus interest is repaid.

How to Beat a Speeding Ticket

The most important aspect to consider in avoiding a traffic ticket is to be aware of where you are in the current traffic pattern. Many people will tend to slow down for the first two days after receiving a ticket. But a lot of people don't.

Guide To Police Scanning

Agencies may designate and use 10-40 and above to suit their own needs.

Fly Smart

When you fly on the commercial airlines of the United States, you are flying on the safest, most efficient form of transportation.

Why "Lottery Systems" Don't Work

It is very tempting to play the lottery. Just last week, there was a lottery in my area that had a grand prize of $110 Million! What you could do with all that money. Unfortunately, the odds of winning that prize were 1 in 54.9 Million.

Understanding What is Going On Behind The Scenes

Has anyone noticed that the world is growing wickeder and wickeder? I sure have. Can you remember a few years back when human beings would give each other the benefit of the doubt rather than jump to conclusions?

Why Buying is Not Always Better Than Renting

How many times have you heard that you should buy a house because it is an investment and when renting you have nothing to show for it? And that your monthly mortgage check would build equity for you?

Your Consumer Rights

Consumer credit reporting agencies (CRAs) collect credit information on you from banks, department stores, credit card companies, and other types of financial institutions that may extend you credit.

Social Security Information

Social Security is a social insurance program that provides old-age benefits for retirees and their survivors, disability insurance for workers and survivor benefits for dependents.

Fifteen Things You Should Know when Ordering Anything from Anyone by Mail

Have you ever sent away for something by mail and waited... and waited... and waited? Maybe you didn't receive what you wanted or what you thought you were ordering. Perhaps you didn't receive a reply at all.