Borrowing and Credit

How to Improve Your Credit

2/17/2015

Every business will get to the point where suppliers will offer terms on bills, rather than requiring payment up front or on delivery.

Lost or Stolen: Credit and ATM Cards

2/16/2015

Increasingly, people find it convenient to shop with credit cards or to bank at automated teller machines (ATMs) with ATM cards. But the ease with which these cards can be used also makes them very attractive to thieves.

Solving Credit Problems

2/15/2015

If you are having problems getting credit or paying your monthly bills, you may be tempted to turn to businesses that advertise quick and easy solutions to credit problems. But do not be misled. There are no instant solutions.

Consumer Handbook on Adjustable Rate Mortgages

2/15/2015

We believe a fully informed consumer is in the best position to make a sound economic choice. If you are buying a home, and looking for a home loan, this booklet will provide useful basic information about ARMs.

Consumer Handbook to Credit Protection Laws

2/15/2015

The Consumer Credit Protection Act of 1968--which launched Truth in Lending--was a landmark piece of legislation.

Understanding Credit Card Fees

10/25/2014

Some banks are eliminating the standard 25 or 30-day grace period within which you may pay your bill within being charged interest. This is the normal grace period before interest kicks in. But this is slowly changing.

Signature Loans

12/10/2013

Here is another passport to success in taking advantage of a good deal or profitable transaction when it passes your way.

Women and Credit

12/10/2013

Many women complain about not having any credit. Those complaining are those who REALIZE that they do not have credit, single women or divorced women, specifically.

Pre-Approved Credit Cards

12/2/2013

Pre-approved cards are the result of one bank who now has you as a customer, and sells your name to another bank or a series of banks so they can offer you their credit cards. Here's how it usually works:

How to Purchase Your "Dream Home" with No Credit Check

12/2/2013

Most real estate salespeople will tell you without hesitation that no-one can purchase real estate without a down-payment or credit check.

How to Get a Visa/MasterCard with No Credit Check

12/1/2013

Creditors approve credit to those people who most closely match the right profile. They arrive at those conclusions by assigning point values to various items of information that are included either on your credit application or in a credit report.

How to Buy a Car with Little or No Credit

11/15/2013

A few years ago an industry emerged that served the needs of individuals who have had past credit problems, but can now afford monthly car payments. These companies helped people with past credit problems such as:

Establish AAA Credit in 30 Days

7/25/2013

To work this plan you need at least $400 to begin. You should borrow this from your friends if necessary. Then go to a bank of your choice and deposit the $400 into a regular passbook savings account.

How to "Erase Bad Credit"

7/20/2013

It is the purpose of this report to teach you how to obtain a copy of your Consumer credit report and to remove such things as judgments, late payments, liens, or anything that is untrue or unfair from such reports, thereby improving your consumer...

Understanding and Improving Your Credit Rating

7/20/2013

The American economy is based on credit. If you don't have at least an average credit rating, you will find that getting approved for any type of loan, or credit card, will be very difficult - if not impossible.

The Secret of Getting Credit and Credit Cards

7/20/2013

If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you are paying on a mortgage, there is credit information on you.

The Whole Truth About Grants, Loans, "Free" Credit Cards and Credit Repair

7/20/2013

You got creditors calling you everyday. You could lose the car or house. Your teetering on the edge financial ruin - then you see an ad that may safe your butt!

Easy Ways to Get Loans, Leases and Mortgages

7/19/2013

There's an old saying "a bank won't lend you money if you really need it," and it's really almost completely true. Banks prefer to lend money or extend credit to people who already have lots of money, and carry the top credit cards.