What's a legitimate scam? It's a scam that delivers the product or service it claims to but the customer is still left with nothing!
Following are some examples of what I mean. Maybe you recognize a few of them
Establish AAA Credit in 30 Days. All you do is take $500, deposit it in a bank and then ask the bank for a $500 loan (holding your original $500 as collateral.) After getting this loan, you go to another bank and do the same thing. Within 30 days, you actually can be approved for 4 different bank loans, and when you repay them you have AAA credit.
Wipe Out Debts Without Filing Bankruptcy. If you owe 20 different creditors, its common knowledge that only 1 or 2 will show up for your Creditor's Hearing. (Less if you owe less than $5,000 per creditor.) You won't have to file a bankruptcy on the other 18 or so that don't show up personally thereby wiping out your debt with these particular creditors.
How to Stop Credit Collectors Dead in Their Tracks. Just demand that all further correspondence about your debt be mailed to your home. By law, the credit collection agency cannot call you at home or at work again. That's why it's best to send this demand in writing by Certified Mail. This will stop them immediately.
Federal Jobs. This information can easily be found in almost any public library. There is no reason for you to pay for it.
Drug-Seized Cars and Homes. Again, this information can be found free of charge in any public library.
How to Live Abroad Free. Universities and businesses in foreign countries pay handsome salaries to English teachers.
Earn Money Reading Newspapers. This legitimate scam involves being in the middle of a real estate deal. You locate properties for sale by owner and hook them up with buyers (and charge a nice profit for your services.)
College Degrees by Mail. These are imitation degrees you can buy for $50 and $100 for novelty purposes. Many companies sell them through the backs of many national magazines.
Get a Visa or MasterCard Free. Simply apply for a check/debit card at your bank. They will issue you a card that looks like a Visa or MasterCard and deduct the amount you charge from your checking account. Anyone can qualify regardless of credit history. All you need is a checking account.
Borrow Money Interest Free. If you have good credit, you can apply for Over-Draft Protection at your bank. By setting up two or more checking accounts with overdraft protection, you can write checks on money you don't have. Before the check clears the bank, you simply write another check (from one of your other accounts) to cover it. Keep doing this back and forth between your two or more accounts (commonly known as check kiting) and you can have extra cash interest free.
Live in a $150,000 Home Free. Become a house sitter while the owners are away on vacation or other business-related trips. (Of course you must have references.)
Get a Free Mercedes or Other Luxury Car Every Year. Form a non-profit institution and have this institution furnish you with the vehicle of your choice. Another way is to become a used car salesman and qualify for a new car by selling the most cars for the dealership. Another way is to become a Mary Kay Cosmetics Dealer. (Get the picture?)
50% Off Hotels. Just tell the desk clerk when you check in that you are a government employee and qualify for the lowest rate. Most do not ask for identification, but if they do tell them you left it in the car and try another hotel.
Remember friends no one gives you something for nothing! You've heard that before but for some reason you believe that you can. If that were so, someone would have found it by now.
When the mail is used to intentionally misrepresent a product or service it constitutes Mail Fraud. The U.S. Postal Inspection Service is charged with investigating violations of the law, usually in response to consumer complaints.
After spending the last few months investigating certain types of mail order businesses, it was obvious that some of them were borderline questionable, if not a verifiable scam.
It seems like every mail order publication has at least one ad in it promising hundreds of dollars a week, just for stuffing envelopes. Some even promise to pay $4 or $5 per envelope stuffed!
If you are active in mail order, you've no doubt seen tons of chain letters and pyramid programs. In case you're not familiar with them, here's an overview, so you know what to watch out for.
No matter how hard anyone tries, mail order scams existed in the past, they exist now and they will continue to exist into the future.
Would you send Sears $20 and expect them to know you were ordering without you specifying it in your order form? Would you send your electric company a check for $15 and expect them to know what account you were making a payment on?
The 911 telephone system is standard nationwide to enable callers to reach emergency services by phone with a minimum of difficulty. If you have an emergency involving the safety of life or property, you are encouraged to make use of the system.
They arrive in your mail - a conspicuous looking mail piece from some "official looking" bank claiming that you have been Pre-Approved for a MasterCard or VISA credit card.
The object of any con game is to cause you to part with your money or other thing of value. Most con games are initiated by people who approach you on the street or call on you at your home.
But wherever honest firms search for new customers, so do swindlers. Phone fraud is a multi-billion dollar business that involves selling everything from bad or non-existent investments to the peddling of misrepresented products and services.