A common misconception is that it is a good idea to buy insurance for every family member, including your children. True, life insurance for children is relatively cheap, but that is because of their minuscule mortality rates.
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A tax deduction is where you subtract all or part of an expense from your total, taxable income, thereby reducing the amount of tax you pay. State and federal laws define the rules that determine which expenses can be deducted. But here are some deductions that you might be able to use to save money.
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Everybody wants to keep as much of the money they earn as possible. Those people in the higher income brackets are forever looking for a way to protect their money from the income tax collectors.
It may have been possible in the days of swashbuckling pirates for the individual with a few extra bucks to hide his stash in a chest in the ground beneath a secret palm tree and be reasonably sure that his money was sagely hidden from other pirat...
Once you have formed your own non-profit organization, you merely place in your corporate charter the provision that life insurance and pension be paid by the organization of which you are a member.
It is important to select the right bank. Do NOT choose any bank―be fussy! There are two main objectives to seek when searching for a new bank.