Debt Management

A Note About Personal Bankruptcy


Sometimes, the formal and legal declaration of personal bankruptcy is the best way to go when you're "snowed under" with bills, and you just can't see your way clear to survive.

A Guide to Business Credit for Women, Minorities, and Small Businesses


The need for financing is a critical and perennial concern for the owners of small businesses. Indeed, few things are as crucial to the health of a small business operation.

The Popularity of Bankruptcy Today


Here is a true story about bankruptcy, and the advantages it offers.

The Lure of Easy Bankruptcy


Here is a true story about bankruptcy, and the advantages it offers.

Wipe Out Debts Without Bankruptcy


In 1938 a federal law was passed known as the Wage Earner Plan. It is administered by the same branch of our courts that handle bankruptcy. You must be a wage-earner to use the law - that is the primary requirement.

Fair Debt Collection


If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."

How to Stop Your Creditors Cold


If you're afraid to answer the phone because your creditors have been calling every night; and you're worried that one of them is going to call your boss and tell him you're a deadbeat; and just trying to pay off your bills leaves you almost noth...