Miscellaneous

Changing Your Name

After you were born, you did not have a choice as to what your parents named you.

Creating a New Personal Identity

Almost everybody undergoes a certain type of investigation in their lifetime. Whether it involves credit, a job, or a business transaction.

Fifteen Things You Should Know when Ordering Anything from Anyone by Mail

Have you ever sent away for something by mail and waited... and waited... and waited? Maybe you didn't receive what you wanted or what you thought you were ordering. Perhaps you didn't receive a reply at all.

Fly Smart

When you fly on the commercial airlines of the United States, you are flying on the safest, most efficient form of transportation.

Guide To Police Scanning

Agencies may designate and use 10-40 and above to suit their own needs.

How Pawnshops Work

A pawnbroker makes loans on personal property left as collateral. The property can be redeemed when the loan plus interest is repaid.

How to Beat a Speeding Ticket

The most important aspect to consider in avoiding a traffic ticket is to be aware of where you are in the current traffic pattern. Many people will tend to slow down for the first two days after receiving a ticket. But a lot of people don't.

Introduction to Living Trusts

Simply put, living trusts are an expedient way to transfer property at your death. A living trust is a legal document that controls the transfer of property in the trust when you die.

Social Security Information

Social Security is a social insurance program that provides old-age benefits for retirees and their survivors, disability insurance for workers and survivor benefits for dependents.

Understanding What is Going On Behind The Scenes

Has anyone noticed that the world is growing wickeder and wickeder? I sure have. Can you remember a few years back when human beings would give each other the benefit of the doubt rather than jump to conclusions?

What You Should Know About Buying Life Insurance

Buying life insurance is not like any other purchase you will make. When you pay your premiums, you're buying the future financial security for your family that only life insurance can provide.

What Your Social Security Number Tells About You

Your social security number is a unique identification. You are the only person who has that number. But did you ever wonder what the numbers in your social security number mean?

Why "Lottery Systems" Don't Work

It is very tempting to play the lottery. Just last week, there was a lottery in my area that had a grand prize of $110 Million! What you could do with all that money. Unfortunately, the odds of winning that prize were 1 in 54.9 Million.

Why Buying is Not Always Better Than Renting

How many times have you heard that you should buy a house because it is an investment and when renting you have nothing to show for it? And that your monthly mortgage check would build equity for you?

Your Consumer Rights

Consumer credit reporting agencies (CRAs) collect credit information on you from banks, department stores, credit card companies, and other types of financial institutions that may extend you credit.

Your Rights as a Consumer

Consumer credit reporting agencies (CRAs) collect credit information on you from banks, department stores, credit card companies, and other types of financial institutions that may extend you credit.